hasunoha

I want to fix rough use of money

I've never saved money until now, and I've almost used up my monthly salary until the next month's salary.

In particular, I sometimes spend around 100,000 yen a month on clothes.
I buy many clothes that cost around 10,000 yen, so I sometimes throw them away without wearing much.

Every time, I try to stop wasting money, but when I'm stressed or have clothes that are even a little tight, I buy them.
If I have money, not just clothes, I'll spend it.

How can I save money?
I'm sorry for the trouble, and thank you for your advice.

4 Zen Responses

Lord of the Heart

Dahhara-sama.
My name is Tetsuya Urakami from Nagomi-an.

You're worried about spending too much money. I also read the other question, but I think there is some kind of major stress on a daily basis, and people waste money or watch extreme images to relieve it.

However, it seems that the waste of money itself, which relieves stress, is stressful, and it is a problem that extreme videos are drawn to by friends (well, that's fine for individual viewing).
So, as a direction, the first step is to reduce stress. The other is probably devising a different way to relieve stress. Again, you have to think about this separately.

As for the main subject, “saving money,” why don't you try an automatically accumulated time deposit as a realistic plan? Alternatively, an automatic deduction personal pension might be good.
If Dahara-san has money in her wallet or regular account, she'll surely use it, so I think it's better to unknowingly save money.

Finally, a word from Buddhism.
“Don't be a slave to your heart (desire), be the master of your heart”
... it's difficult though (^_^;)

shopping addiction

Dahara-sama

This is Kawaguchi Hidetoshi. This is my humble answer to the question.

I think there is a slight tendency towards shopping addiction.

As the degree progresses, there are also cases where people go shopping until lies and debts are piled up, and eventually they go bankrupt due to multiple debts. It also leads to family collapse and credit decline, and in some cases, it is possible that it may even lead to crimes such as theft, embezzlement, and fraud, so I think it is essential to deal with and treat it as soon as possible, such as receiving specialized counseling.

Also, it may be one way to set rules (savings amounts, etc.) by describing and clarifying the balance of daily balance of income and expenditure, and suppressing them by adhering to them.

Now, one of the sufferings of eight struggles is “unrequited hardship” (gufftoku). I've also dealt with the following questions a little bit.

The question “Do you have pain when you're too happy?”
http://hasunoha.jp/questions/87

It is the suffering of not being satisfied whether you ask for it or not, but in the case of shopping addiction, it is evident, and in the end, you continue to suffer in an unsatisfied emptiness.

One is, as Mr. Urakami also said, I think it is necessary to control stress as a mental problem.

Jusei also asked, “I think it's gambling addiction. She's the worst bride and mother.” I confess on (http://hasunoha.jp/questions/335) that stress was greatly involved in the cause of tobacco/nicotine addiction.

You might think that even though I'm a monk..., I don't have enough training, and well, in reality, I often succumb to quite a bit of stress.

However, as someone who should learn and practice Buddhism, I can't afford to succumb to stress indefinitely, and since I sometimes respond in a bossy manner with hasunoha, I know that if I lose to stress, I'm not persuasive, and of course I haven't completely lost my stress, but I know there are fewer people than before I participated in Hasunoha. I'm really “thankful” even if I take it for the time being.

Anyway, I think it would be good to aim for a solution by firmly attacking the root cause of addiction.

Kawaguchi Hidetoshi Gassho

Money management. Saving money is important. I also have a family, so plan ahead!

In order not to accumulate stress, doing what you love is relaxing and fun, though.
In order to live, money management and savings are important.
Everyone wants to get what they want, and they want luxury too! Even so, it's something you can understand when you think about how much money you can't afford to spend. It's something I use while consulting with my wallet.

I also have a family, so plan ahead! ←this is important◎

Let's decide the monthly living expenses, even if it's not a household account book.
Food, clothing, savings... Never spend more than what you decide. We'll make ends meet in that. Is it absolutely necessary? Let's think carefully before buying.
It's no good if you don't make it a habit anymore ~
Let's take notes, like a child's notebook.
What is 100,000, there are no adults who can freely use 100,000 in a month ~ (^^;;

It doesn't matter how you use your money, but let's use it carefully so there's no waste.

I have a hint about what I'm doing

You should think that you have an excellent visual and aesthetic sense.
My father's hobby was drawing pictures and letters, but I didn't have that talent.
It can be said that my father was blessed with visual talent.
On the other hand, I'm very interested in the auditory field, and I'm very loud about music, the vocalization of sutras, and the sounds of taiko and fish.
There was a junior who had a very good sense of taste. He is flourishing in the field of cooking.
There seems to be a field in which people excelled particularly among the six senses.
You probably have a high sense of visual beauty. Therefore, we should pursue better beauty.
However, pursuing beauty means buying lots of clothes and throwing away pompoms, and that act is not beautiful.
Is it possible to say that the spirit of trying to be more beautiful than others by any means, such as Helter Skelter, is also beautiful?
A beautiful woman is not beautiful because she has a beautiful face.
Nor is it beautiful because they dress up with lots of clothes.
All kinds of beautiful actresses and celebrities get divorced very quickly these days.
Visual beauty has a destination and eventually fades away.
Buddhism also knows its limitations, and there are many people who pursue spiritual beauty rather than appearance.
If you seek beauty, you should pursue spiritual beauty as much as possible.
If I were to spend money, I would spend it in that field. For example, consider only 100,000 as an upper limit for self-investment. Among them, I was able to fully master my spiritual beauty, and as a result, I didn't spend any money.
Aren't my actions and spirit really beautiful?
Pursuing ultimate beauty in flower arrangement, fashion, and art is nothing but pursuing the beauty of the mind.
What is the beauty of the mind is not trying to fill the heart with material things, whether to be superior to people or to look beautiful, but rather to gain great power to hold the heart with one's own power.