Recently, I found out that my husband has a debt of about 6 million. We have been married for 3 years and have 2 children. My husband is usually cooperative in raising children, and I don't think about divorce. However, I am the only one who knows about this. At least I want to talk to my husband's parents, but he doesn't like it. There's no one else I can talk to, so I'm alone and confused. Should I tell my husband's parents?
From my experience as a lawyer, there are many cases where parents take over their child's debts, and in that case, they always create large debts again.
You must always let the person resolve the debt problem until the last yen. You should never help either.
If someone pays even a small amount, it will finally be the beginning of a debt hell where they can't crawl up.
What was it used for, and why? Right. If you talk to your parents, they will receive strict attention, and you may be able to expect help. However, I feel that telling my parents will create a gap with my husband. The reason is that even if I set up a family and have debts, I wanted to do something about it myself, and I thought something would happen, but the question of my own unhappiness and lack of trust in myself will probably arise. As I mentioned at the beginning, why did you get into debt and how do you pay it back? If the two of you can talk clearly, repayment is possible, and you can properly manage and intervene in this matter, how about settling for it? If you can't handle the amount of money you can't return, you'll have no choice but to talk to your parents.
I wonder if there's such a thing as a man's pride. While tickling that area nicely, hold down where you hold it down.
You're thinking of continuing to do it with your husband in the future, so why not keep an eye on the landing?
We sincerely wish the family all the best.
It's tough while raising two kids, isn't it? I don't know what happened and ended up getting into debt, but it would be better to talk carefully with your husband about whether it is possible to live from now on while holding that debt and paying it back. However, please talk about clearing it together so as not to mentally push your husband too much at that time. Debt drives people away. There are still cases where people get excited because it's worth it, but when the burden increases, they can't hold it and they give up or despair.
If possible, I think it's better to talk to your husband and parents at least once. I think it's bad to cause unnecessary worries, but it might be better to listen to it just in case you consider an emergency.
Once again, I hope you have thorough discussions with your husband and get through it together. Also, I'm praying that the family bond will deepen and that the couple and their children will be happy in the future!
Hello Hina. My name is Kurokawa (Kurokawa). I read the message, and although it wasn't a debt, I remembered that in the past, I also bought a large number of games without telling my wife, and was scolded terribly. (Although the scale is small...)
After all, your husband shouldn't be silent.
I also kept quiet about my pride that I didn't want to be scolded by my wife or my parents, and that this was my own problem, but in the end, it was revealed and I was preached bitterly.
Pride is the most unnecessary Buddhist practice. Pride can also cause arrogance, arrogance, and discrimination. Isn't Hina's husband also heavily in debt due to this pride as revenge?
If your husband doesn't acknowledge his own fault, he'll make the same mistake again and again!
I want her to be a humble and honest person for Hina, for her husband herself, and for her children.
I think it would be better if the husband had a firm reflection in front of his parents over there, changed his mind, and made the payment by himself. Don't let them take your place.
I am also keenly aware that “nothing is more troublesome than a man's pride.”
Please give Hina a firm scold as well. (Anger only hits emotions, so in the direction of “scolding”)
6 million yen is a pretty big debt, isn't it? From your question alone, I don't know how this debt was formed. In general terms,
1. Gambling
2. Investment
3. Amusement
You can think of 3 things, right?
In the case of debt caused by these, to be clear, it is quite dangerous. Speaking of what kind of danger it is, this is because there are concerns about situations of self-bankruptcy and family separation. If you're in your 20s, your husband is probably in his 20s or early 30s. I don't know how much your husband's annual income is, but it probably isn't that high income. If a married couple and a family of 4 people with 2 children were to repay the sand while living, it would be about 500,000 yen to 1 million yen per year at most, and the repayment period would be 10 to 20 years. It's still better if it's a debt from a bank, etc., but if interest rates are high, such as consumer finance, etc., it costs even more. If you refinance and borrow more in order to temporarily meet the repayment deadline, your debt will increase further. Whether or not the 123 causes listed above can be stopped once and for all is also a major issue.
At least I want to talk to my husband's parents, but he doesn't like it.
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Why don't you like it? That's probably because it's not a debt you can proudly say to your parents. It's probably because my parents get mad at me. That's why consulting with parents is necessary. Even if you put a rope around your husband's neck, take him to your parents and ask them to consult with you. It's about clarifying the cause of the debt and not increasing the debt any further.
Let's get our parents together and ask our husband to really reflect on it. I think we should review our lives and make a repayment plan while having our parents supervise us.